The Right Mortgage Broker Makes All the Difference. We Help You Find Them.
Tell us your situation. We match you with the mortgage broker best suited to your goals, timeline and financial situation.
✓ Australia-wide broker matching
✓ Free, fast, and simple
✓ No pressure or obligation
We're not a broker. Not a lender. Not a comparison site.
We make sure you start with the right broker, not just the nearest one.
How Property Loans Works
Super Simple 4 Step Process
Step 1
Tell Us About Your Situation
Buying?
Refinancing?
Investing?
Complete the form or chat with our AI Assistant.
Answer a few structured questions so we can understand your situation and goals.
It only takes a few minutes.
Step 2
We Match You With A Broker
We match you with a mortgage broker from our vetted network based on your situation and goals.
Not every broker suits every scenario, so we focus on finding the right broker for your situation from the start.
Step 3
Speak With Your Matched Broker
Your matched broker contacts you to discuss your situation, options and next steps.
Step 4
We Follow Up
We don't just make the introduction and disappear.
We check in during the process to ensure things are progressing smoothly and to help maintain the quality of our network.
Ready to get started?
It only takes a few minutes to be matched with a carefully selected broker for your situation.
Who We Help
First Home Buyers
Not sure where to start?
We'll match you with a broker experienced in helping first home buyers, who can guide you step by step.
Investors
Need smart loan structuring?
We’ll match you with a broker experienced in investment lending and working with property investors.
Refinancers
Feeling stuck on your current loan?
We'll match you with a broker to review your situation and see whether your current loan still suits your needs.
Self-Employed
Tired of hearing "too complicated"?
We match you with a broker experienced in working with business income and more complex applications.
Self Managed Super Fund
Investing through your super?
We’ll match you with a broker experienced in SMSF lending and lender requirements.
Why Property Loans
Property Loans helps you start with a broker suited to your situation and goals.
Matched
to your Situation
We consider your situation and goals when connecting you with a broker.
Curated
Broker Network
We connect you with brokers from our carefully selected network.
Clearer
Starting Point
You begin with more context and less guesswork.
No cost to you. Property Loans is free for customers. We are only paid by the broker if a loan settles.
Fit First Matching
We match based on your situation, goals and needs.
Curated Broker Network
We connect you with brokers from our carefully selected network.
We stay involved
We check in during the process to help keep things on track.
Why Australians Trust Property Loans
No spam. No pressure. Just support.
We match you with a broker suited to your situation — not just the nearest or fastest available.
From first home buyers to investors, self-employed applicants and refinancers, we help connect you with brokers experienced in your scenario.
Our service is free. We are paid by the broker (never by you) if a loan settles.
Find the Right Broker — Without the Guesswork
We help you start with a broker suited to your situation and goals.
Free to use. No Obligation. Start online in minutes.
Our AI Assistant is here 24/7 to help you get started.
STILL NOT SURE?
Frequently Asked Questions
Have more questions?
Contact us by phone or chat with us online.
How much does your service cost?
Property Loans is completely free for consumers to use.
We help match you with a suitable mortgage broker at no cost. If you secure a loan, we may receive a payment from the broker, but there is no cost to you.
How do you match me with a broker?
We match you with a mortgage broker suited to your situation, goals, and borrowing needs.
You'll be connected with a broker experienced in your circumstances — whether you're buying your first home, refinancing, or investing.
Am I obligated to use the broker you recommend?
No. There is no obligation to proceed.
You are free to decide whether the recommended mortgage broker is right for you.
How long does it take?
Most people complete the quick questions in under 2 minutes.
In many cases, you're matched with a licensed mortgage broker the same day.
What if I'm just exploring my options?
That's completely fine.
You can speak with a mortgage broker to understand what's possible before making any decisions — with no pressure to apply.
Can I speak to someone instead?
Yes. You can call us directly or chat with our AI assistant.
We'll help you get matched with the right mortgage broker for your situation.
Our AI Assistant is here 24/7 to get you started.
FOLLOW US
COMPANY
LEGAL
PropertyLoans.online is a free broker-matching service operated by The Max Effect (ABN 82 613 965 629). We are not a lender or financial adviser. All matched brokers are independently licensed. Your information is only shared with the broker(s) we match you with and is never sold or used for unrelated marketing.
Copyright 2026. Property Loans (a service by The Max Effect). All Rights Reserved.