About Us
How It Works
Super Simple 4 Step Process
Step 1
Tell Us What YOU Need
Buying?
Refinancing?
Investing?
Answer a few quick questions to get started.
Step 2
We Match You With A Broker
We connect you with the professional best suited for YOUR situation.
Step 3
Speak With Your Broker
Review your options, then take the next steps with confidence.
Step 4
Share Your Experience
We follow up to ensure your questions were answered and you have a clear path forward.
Your feedback helps us maintain a high-quality network of professionals and continually improve the service.
Ready to get started?
It only takes a few minutes to be matched with the right broker.
Today's Rates
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Buying a Home
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Diverse Loan Options
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Corporate Services
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Tools & Estimators
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95%
Customer Satisfaction
400+
Happy Customers
Loan Options
Refinancing
How to Save
Mortgage Options
Who's It For
First Home Buyers
Not sure where to start?
We'll match you with a supportive broker who’ll guide you step by step.
Investors
Need smart loan structuring?
We’ll connect you with brokers who work with property investors every day.
Refinancers
Feeling stuck with your current loan?
We'll connect you with a broker to explore your options and check if you could save.
Self-Employed
Tired of hearing “too complicated”?
We connect you with brokers who actually understand ABN income, tax returns, and alt-doc loans.
Self Managed Super Fund
Investing through your Super?
We’ll connect you to an expert who understands SMSF rules and lender requirements.
We're not a broker. Not a lender. Not a comparison site.
We're the step before all of that. We assess your situation, match you with one broker genuinely suited to it, and stay in touch to make sure things are on track. No pressure. No cost to you.
Why We Built This
Not every broker approaches property finance the same way. Some specialise. Some don't. Some are better suited to your situation than others.
That point was made real by a close friend's experience. They'd met with a broker multiple times, shared their financial details, prepared their documents, and then, before anything was submitted to a lender, were asked to sign a commitment agreement. No pressure before that. But suddenly, at the moment it mattered most, there was obligation before there was any outcome.
Property Loans was built around that gap. To make sure the first professional you speak to is genuinely suited to your situation, and that the process feels right from the beginning, not just at the end.
Why We're Different
Right match or none
If we can't find a broker genuinely suited to your situation, we won't force one.
Quality isn't something we compromise on.
If there's a gap in our network, we'll work to close it rather than send you to someone who isn't the right fit.
Free. Always.
No cost to consumers at any point.
We're paid by the broker only when your loan settles.
Your outcome and ours are aligned.
Selective by Design
Every broker in our network is there because they earned it. We assess based on experience, specialisation and client approach.
Not everyone makes the cut.
Built on Feedback
We don't disappear after the introduction.
We check in, collect feedback from both sides and use it to keep improving the matches we make and the way we work.
Our Mission
To give every Australian a clearer, more confident path into property finance, starting with the right professional for their situation.
STILL NOT SURE?
Frequently Asked Questions
Have more questions?
Contact us by phone or chat with us online.
How much does your service cost?
Our service is free for consumers.
If you secure a loan, we may receive a payment from the broker, but it doesn’t cost you anything.
What if I am not happy with the professional I have been matched with?
No problem. You can be matched with another broker.
Please share your feedback, it helps us ensure every professional in our network maintains high service standards.
Why should I use your service instead of going with my local broker?
Not all brokers are made equal.
We work with specialists across all loan types, so you’re matched with the one best suited to your circumstances.
What if I don't want to provide the information you are asking for?
We only ask for the details we need to connect you with the right broker. The more you share, the better the match, but it’s always your choice.
I want to be matched to a specialist broker. How do I get matched?
Just complete our quick online application or chat with our AI Assistant. In minutes, we’ll match you with the right specialist broker for your needs.
How long does it take to be matched to a broker?
Most matches are made within 5 minutes. Brokers usually contact you within 2 hours (business hours). Matches made outside business hours will be contacted the next business day.
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– Robert Henry
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– Robert Henry
Have a Question?
Reach out to us today.
Our dedicated team is here to answer your questions and provide the support you need to achieve your property goals.
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PropertyLoans.online is a free broker-matching service operated by The Max Effect.
We are not a lender or financial adviser. All matched brokers are independently licensed. Your information is only shared with the broker(s) we match you with and is never sold or used for unrelated marketing.
Copyright 2026. Property Loans (a service by The Max Effect). All Rights Reserved.